How to Get Mastectomy Bras for Free (or Nearly Free) With Insurance

If you’ve had a mastectomy, lumpectomy, or breast reconstruction, your insurance almost certainly covers mastectomy bras — and you may be entitled to far more than you think. Under the Women’s Health and Cancer Rights Act (WHCRA), most health insurance plans must cover external breast prostheses, which includes mastectomy bras and breast forms.

The catch? Most people never use their full benefits because the process feels confusing, and most retailers don’t handle insurance billing. Myya does. Here’s how to get the mastectomy bras you need at little to no cost.

What Insurance Actually Covers

Here’s the standard coverage most plans provide:

• 3 mastectomy bras per quarter (up to 12 per year)

• 1 breast prosthesis every 2 years (silicone breast forms)

• Fitting services with a certified mastectomy fitter

This means if your average mastectomy bra costs $60–$80, you could be leaving $720–$960 per year in unused benefits on the table. And if you need a prosthesis ($200–$450), that’s covered too.

Myya’s average order value is $482 — and most of our patients pay $0 out of pocket because insurance covers the full amount.

Why Most People Don’t Use Their Benefits

Three reasons survivors miss out:

1. They don’t know the benefits exist. Hospitals and surgeons rarely explain WHCRA coverage in detail during discharge.
2. The paperwork is intimidating. Filing claims, getting pre-authorization, submitting receipts — it’s a lot when you’re recovering.
3. Their retailer doesn’t accept insurance. Most online bra brands (including some competitors) require you to file your own claims or don’t accept insurance at all.

This is exactly why Myya was built the way it was.

How Myya Makes Insurance Easy

Myya is one of the only mastectomy bra providers that handles insurance billing in-house, end to end. Here’s what that looks like:

Step 1: Book a virtual fitting at myya.com (or in person)

Step 2: During your appointment, your certified fitter helps you choose the bras and prosthetics that work for your body

Step 3: Myya’s team verifies your insurance benefits — we check exactly what’s covered under your plan

Step 4: We submit the claim directly to your insurance company Step 5: Your products ship to your door

No paperwork for you. No upfront costs in most cases. No phone calls to your insurance company.

And because you’re eligible for 3 bras every quarter, we can help you stay fitted with fresh, comfortable bras throughout the year — not just once.

Frequently Asked Questions

Q: What if my insurance denies the claim? A: Myya’s billing team handles appeals and works directly with your insurance company. We verify coverage before your appointment so surprises are rare.

Q: Do I need a prescription for mastectomy bras? A: Most insurance companies require a prescription or letter of medical necessity from your doctor. Myya can guide you through getting one — it’s usually a simple process.

Q: What if I have Medicare or Medicaid? A: Medicare Part B covers mastectomy bras and prosthetics. Medicaid coverage varies by state. Myya’s team can check your specific plan.

Q: Can I use insurance benefits if my surgery was years ago? A: Yes. There’s no expiration on WHCRA benefits. Whether your surgery was 6 months ago or 15 years ago, you’re still entitled to covered bras and prosthetics.

Q: What brands does Myya carry that are insurance-eligible? A: Myya’s entire mastectomy bra collection is insurance-eligible, including our own Myya-branded products and curated selections from trusted brands.

Stop leaving your benefits on the table. Book a free virtual fitting and let Myya handle the rest at myya.com/pages/book-a-fitting